Effective / last updated: October 5, 2026
These Terms of Use apply to asshield.com and to the Asshield Insurance app in ChatGPT and Codex (the “app”). By using the website or the app, you agree to these terms.
Who we are
Asshield Insurance is an independent insurance agency (FL Agency License #L120146, KY Agency License #867084), licensed to serve clients in Alabama, Arkansas, Florida, Georgia, Indiana, Kentucky, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, and Texas (product availability varies by ZIP and carrier).
What the app does
The Asshield Insurance app in ChatGPT and Codex collects information to start an insurance quote request. It does not provide rates in the conversation and does not bind, issue, renew, change, or cancel any policy.
No coverage until confirmed
Submitting a quote request does not create insurance coverage. Coverage begins only when a licensed Asshield agent confirms in writing that a carrier has bound a policy and any required payment is made.
Accurate information
Provide accurate information. Quotes depend on carrier underwriting and may change after verification.
Eligibility
Quote requests are available only for locations where Asshield is licensed. You must be at least 18 to request a quote.
Communications
We contact you by your preferred method. We text or email only with your consent. Consent to texts is not required to buy insurance. Reply STOP to opt out of texts.
Privacy
See our Privacy notice (including the section on the Asshield Insurance app in ChatGPT and Codex).
AI-generated content
Responses in ChatGPT are generated by ChatGPT, not written by an Asshield agent. Rely only on written confirmation from a licensed Asshield agent for coverage details, pricing, or that a policy is in effect.
Website use
You may use asshield.com for lawful personal or business purposes related to learning about insurance options and contacting Asshield. Do not misuse the site (for example, attempting to disrupt service, scrape in a way that harms the site, or submit false information).
Limitation of liability / governing law
Counsel to finalize. To the fullest extent permitted by law, Asshield Insurance is not liable for indirect, incidental, special, or consequential damages arising from use of the website or the app. The app is provided for quote-intake convenience only. These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, except where your state’s insurance or consumer laws require otherwise. Venue for disputes relating to these terms will be in a court of competent jurisdiction in Florida or Kentucky, as applicable, unless mandatory law requires a different forum.
Changes
We may update these terms from time to time. The “last updated” date at the top will change when we do. Continued use after an update means you accept the revised terms.
Contact
joshuawilliams@asshield.com · FL (850) 684-0164 · KY (859) 368-0162
Mailing: 139 Beal Pkwy SE, Suite 203, Fort Walton Beach, FL 32548 · 2240 Executive Dr Unit 103, Lexington, KY 40505
Draft prepared for Asshield / counsel review. This is informational website copy, not formal legal advice. Confirm retention periods, licensed-state list, limitation of liability, and contact details with counsel before treating as final.