Life insurance in Louisville, KY

Life insurance is one of the easiest kinds of insurance to handle from a distance, which is how we help Louisville families. Asshield™ is an independent agency based in Lexington, and our licensed life agent works with Jefferson County clients by phone, video, email and e-signature. We don't have a Louisville office. Our office is at 2240 Executive Dr Ste 103, Lexington, KY 40505, (859) 368-0162.

Request a life quote Call (859) 368-0162

Life insurance companies we can shop

Asshield is an independent agency; we can shop life insurance from companies such as Protective, Banner Life, Symetra, John Hancock, Prudential, Lincoln Financial, Pacific Life, Nationwide, Principal and Mutual of Omaha (United of Omaha). Availability depends on your state and underwriting.

When Louisville families usually call

• A new home. Whether it's a first house in Okolona or a bigger one in Middletown, a term policy sized to the mortgage can help your family keep it.
• A new baby or a growing family. Term life is often used to cover the years until the kids are on their own.
• Changing jobs. Coverage through a big employer like UPS, Ford, Humana or a hospital system is useful, but it usually ends when the job does. An individual policy stays with you.
• Final expenses. Many older adults want funeral costs and final bills handled so their children don't have to.
• Military families. Families near Fort Knox often ask how private coverage fits alongside SGLI and VGLI, especially around separation or retirement.

Term, permanent and final expense, briefly

• Term life covers a set period, often 10, 20 or 30 years, and is usually the simplest way to protect a mortgage or income.
• Whole life and other permanent coverage is built to last your lifetime, and some policies build cash value. It costs more than term for the same death benefit, so we'll explain when it makes sense.
• Final expense policies are smaller permanent policies for funeral costs and final bills. Health questions and waiting periods vary by company.

How it works from a distance

1. A phone or video call about who depends on you, your debts and your goals.
2. We compare options from the life companies we're appointed with.
3. You apply by e-signature. Some policies need health questions, records or a paramedical exam, which can usually be scheduled at your home or office in Louisville.
4. The life company makes the underwriting decision, and we stay with you through it.

Questions we hear

Can I buy life insurance from an agency in Lexington if I live in Louisville?

Yes. We're licensed in Kentucky, and life insurance is handled by phone, email and e-signature. Any exam can usually be scheduled near you.

How much life insurance do I need?

It depends on your income, debts, kids and savings. We'll work through it with you; there's no one right number.

Is my life insurance through work enough?

It's a good start, but it's often a set multiple of salary and usually ends if you leave the job. Many families add an individual term policy they control.

Is life insurance an investment?

We treat it as protection. We don't give investment advice.

(859) 368-0162 · Request a quote · Served from Asshield Insurance, 2240 Executive Dr Ste 103, Lexington, KY 40505 · Mon–Fri 9–7, Sat 9–5.

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Disclaimer: Educational only; not a policy, quote, coverage guarantee or investment advice. Availability depends on age, health, state and the life company.

Educational only — not a quote, not legal advice, and not a coverage guarantee. Coverage, eligibility, and pricing are set by each carrier and vary by ZIP, property or driver details, and underwriting. Talk with a licensed Asshield™ agent about what fits your situation.