Home & property coverage with coastal sense

Your address isn’t generic — neither is your risk. Asshield helps Destin-to-PCB homeowners and Lexington property owners find coverage that matches how they live and invest.

Lines we place

• Homeowners (HO-3 and related forms as available)
• Condo unit owners
• Renters / tenants — dedicated renters page
• Landlord / rental properties — investment dwellings with tenants
• Vacant / unoccupied — renovations, between tenants, storm-season gaps
• Flood — usually a separate policy (dedicated flood page)
• Personal umbrella — extra liability above home/auto · Learn guide

Florida Gulf Coast

Coastal living brings wind, flood-adjacent questions, and carrier appetite that shifts after storm seasons. We’ll talk honestly about what a standard homeowners policy does — and doesn’t — include. Call (850) 684-0164.

Lexington, KY

Primary homes, condos, and rentals across the Bluegrass. Call (859) 368-0162.

Flood insurance is typically a separate policy. See our flood insurance page and ask us how to coordinate coverage with homeowners or renters.

First-time homebuyer guide — plain English before you close. Tenants: see the dedicated renters page. Flood: see the dedicated flood page. Also overlooked property coverages (flood, water backup, wind, and more).