Asshield works with general contractors who need commercial coverage that matches real jobsites — not a generic online checkbox. Offices in Fort Walton Beach, FL and Lexington, KY serve clients across our 12 licensed states.
Lines we often discuss
- General liability (GL)
- Business owners policy (BOP) style packages when available
- Commercial auto for vans, trucks, and trailers
- Tools / inland marine style conversations when markets allow
- Workers’ compensation — ask about options and state rules (educational only; availability varies)
Why trade risks differ
GC work on the Gulf Coast and in the Bluegrass often includes remodels, new builds, and commercial tenant improvements. Exposure can involve jobsite liability, subcontractors, and project schedules. Certificates for GCs, property managers, or HOAs are a frequent ask — we’ll help you understand what underwriters need.
What to bring to a quote
- Trade / class of work and years in business
- Payroll, receipts, and subcontractor use (if any)
- Vehicles and jobsites / radius
- Prior coverage and claims history
See the full business & commercial hub for more niches (painters, plumbers, electricians, doctor offices, rentals) and our business insurance Learn guide.
Educational only — not a quote, coverage guarantee, or legal advice. Availability varies by ZIP, carrier, and underwriting. Talk with a licensed Asshield agent for options that fit.
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Online quote Contact formFL (850) 684-0164
KY (859) 368-0162
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Compare carriers online or reach your local Asshield office — Fort Walton Beach, FL and Lexington, KY, serving clients across 12 licensed states.