Asshield works with electrical contractors who need commercial coverage that matches real jobsites — not a generic online checkbox. Offices in Fort Walton Beach, FL and Lexington, KY serve clients across our 12 licensed states.
Lines we often discuss
- General liability (GL)
- Business owners policy (BOP) style packages when available
- Commercial auto for vans, trucks, and trailers
- Tools / inland marine style conversations when markets allow
- Workers’ compensation — ask about options and state rules (educational only; availability varies)
Why trade risks differ
Licensed electricians and electrical shops shopping GL and related commercial options often face wiring, panels, and completed-ops style questions. Certificates for GCs, property managers, or HOAs are a frequent ask — we’ll help you understand what underwriters need.
What to bring to a quote
- Trade / class of work and years in business
- Payroll, receipts, and subcontractor use (if any)
- Vehicles and jobsites / radius
- Prior coverage and claims history
See the full business & commercial hub for more niches (painters, plumbers, electricians, doctor offices, rentals) and our business insurance Learn guide.
Educational only — not a quote, coverage guarantee, or legal advice. Availability varies by ZIP, carrier, and underwriting. Talk with a licensed Asshield agent for options that fit.
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Start a quote or call your market line.
Online quote Contact formFL (850) 684-0164
KY (859) 368-0162
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Compare carriers online or reach your local Asshield office — Fort Walton Beach, FL and Lexington, KY, serving clients across 12 licensed states.