Travel insurance

Big trips deserve a backup plan. Travel insurance can help with cancellations, delays, medical care away from home, and lost baggage — depending on the plan you choose.

What it often covers

• Trip cancellation or interruption for covered reasons
• Emergency medical and evacuation benefits (plan-specific)
• Baggage delay or loss, within limits
• Travel delay reimbursements when the plan includes them

Why people buy it

Nonrefundable flights, cruises, and destination weddings leave a lot of money on the table if plans change. Credit-card “travel protection” rarely matches a dedicated policy — read the fine print either way.

What to ask an agent

• Trip cost, dates, destinations, and who is traveling
• Pre-existing condition lookback rules
• Whether you need cancel-for-any-reason style benefits (if offered)

Educational only — not a quote, coverage guarantee, or legal advice. Availability varies by ZIP, carrier, and underwriting. Talk with a licensed Asshield agent for options that fit.

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