Cyber insurance

Phishing, ransomware, and stolen credentials aren’t just big-company problems. Asshield can talk through personal cyber endorsements and commercial cyber policies when carriers offer them for your situation.

What it often covers

• Costs related to a covered data breach or cyber extortion (policy-specific)
• Business interruption or recovery help on commercial forms
• Liability if customer or employee data is exposed
• Personal cyber features on some home packages — identity recovery style benefits vary widely

Why people ask

Remote work, online stores, and cloud tools raise exposure. Standard GL or homeowners may exclude or sharply limit cyber events. Knowing the gap is half the battle.

What to ask an agent

• Personal vs. business need (and revenue / data types for commercial)
• Current security practices carriers may ask about
• Whether an endorsement on an existing policy is enough

Educational only — not a quote, coverage guarantee, or legal advice. Availability varies by ZIP, carrier, and underwriting. Talk with a licensed Asshield agent for options that fit.

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